Georgia Underwriting Association

The Mission of the GUA


The Georgia Underwriting Association (GUA) functions as a residual insurance market in order that basic property and liability insurance may be made available to all Georgians. The GUA promotes the health and welfare of the community by only insuring risks that are maintained or improved to meet minimum safety standards.

The Insurance industry holds an important place in society. GUA, as a complement to the private market, provides peace of mind for thousands of Georgia individuals, families and businesses who may not find other insurance readily available.


During those unthinkable times when a natural disaster hits, we provide the means of recovery for people and communities in need. Beyond this essential mission of providing insurance for the citizens of Georgia, we work with our membership to fight arson, improve home safety, and to reduce the loss of lives and property from natural disasters.


Note: For fraud prevention, the address that you enter on the billing screen must match the address on file with your credit/debit card company. If it does not match, your credit/debit card company will decline the payment.